Crosshub’s B-Pay Breaks Borders with Seamless ID and Cost Tech

Vacationers, distant staff, and international app customers steadily encounter difficulties with verification and fee when overseas. Every nation has its personal id methods—equivalent to driver’s licenses, nationwide IDs, and resident registrations—that don’t match globally. Monetary and native apps typically reject foreign-issued playing cards or require native registration, inflicting friction and limiting entry to in any other case nice providers.

Crosshub’s flagship product, B‑Pay, tackles this core difficulty head-on by eliminating friction in each id verification and fee. Constructed on IDBlock, the system facilities authentication round universally acknowledged passports, sidestepping various nationwide ID methods and their inconsistencies

B‑Pay and IDBlock streamline onboarding and funds right into a single API move. With these, app customers scan their passports utilizing Optical Character Recognition (OCR) and ensure their id by way of selfie-based facial recognition. IDBlock leverages a Self-Sovereign Id (SSI) structure and Zero-Data Proofs (ZKP) to confirm id whereas disclosing minimal knowledge, assembly or beating international privateness requirements like GDPR and CCPA

From right here, B‑Pay securely connects the consumer to native fee methods within the vacation spot nation. Whether or not paying for rideshares, ordering supply, or reserving lodging, customers can work together with native apps utilizing their foreign-issued card, facilitated seamlessly by the platform’s cross-border infrastructure. This can be a quite common difficulty for vacationers to Southeast Asia.

B‑Pay’s interface has been rigorously crafted to work throughout cultures. It makes use of easy, icon-based navigation and localized layouts, minimizing textual content dependency. The app contains accessibility options equivalent to darkish mode and colour‑blind assist, making certain broad usability. The design works effectively as a result of it focuses on common visible cues and reduces friction.

Immediately, foreigners typically depend on money, foreign money change, or enrolling in native fee apps, which steadily require nationwide ID numbers, native telephone numbers, or home financial institution accounts. Even extensively used financial institution playing cards is probably not accepted on native providers. Verifying id remotely can take days, significantly if involving native banks or bodily doc checks.

In distinction, B‑Pay neatly bypasses these hurdles. Since almost each nation permits passport-based identification for vacationers, IDBlock leverages this international consistency to allow real-time entry to native providers. Integration with fee platforms like Momo in Vietnam, Stripe globally, and others underpins its attain and effectiveness

Crosshub launched in 2024 with sturdy institutional assist. It’s backed by Korea’s Ministry of SMEs and Startups and has present partnerships with Thales, Stripe, and native tremendous‑apps in Korea. As of mid-2025, the corporate is conducting proofs of idea with banks and providers that concentrate on assist for abroad residents and international vacationers. They not too long ago opened a Tokyo department and plan to open a Singapore department later in 2025.

B‑Pay and IDBlock collectively provide a scalable, privateness‑respecting solution to make “native” providers accessible to anybody, wherever. In impact, it shrinks borders: a traveler can use international apps with minimal fuss, a digital nomad can entry native providers with out leaving a paper path, and repair suppliers can open themselves to a world consumer base with out compliance complications.

With international journey and distant work on the rise, the demand for actually international fee options is rising quickly. Crosshub is positioned to make international digital providers extra accessible than ever earlier than, which is a large market.

At CES 2026, Crosshub will showcase B‑Pay and IDBlock. The corporate goals to broaden its international partnerships for its API-driven SaaS platform, concentrating on journey, fintech, and e-commerce markets.

Filed in General. Learn extra about CES, CES 2026, Korea, Mobile Payments and Travel.